Bankruptcy Attorneys – Valparaiso, IN.

If the loss of your job, financial distress and foreclosure threats on your home have left you feeling powerless & fearful about an uncertain future, the end of your money worries could be within your reach, with the help of Chapter 7 & Chapter 13 federal bankruptcy protections.

Cioe & Wagenblast PC, in Valparaiso has guided many individuals & families back to a sound financial outcome for over 30 years. We can show you how to discharge or reorganize your debt, avoid foreclosure and wage garnishment, and overcome the financial toll that divorce or illness can take.  We can ensure your fair credit report score after you emerge from your consumer bankruptcy.

We work hard to keep bullying bill collectors at bay, protect your home and possessions, and give you a glimpse of a brighter tomorrow.  Not with quick fixes or schemes such as heavily advertised debt consolidation ploys, but with real debt relief solutions.

At Cioe & Wagenblast PC, we always give you straight answers as to all fees & costs associated with filing for bankruptcy. Our fees are low and there are no gimmicks or hidden charges. Flexible payment plans are available. Our experienced bankruptcy lawyers protects your rights & restores your confidence in bankruptcy matters such as;

• Consumer bankruptcy — Chapter 7 bankruptcy & Chapter 13 bankruptcy reorganization strategies for avoiding repossession, creditor harassment, mortgage foreclosure, wage garnishment, health issues & collection defense during bankruptcy litigation.
• Fair Credit Reporting & Credit Score Problems — To ensure you of an accurate credit score after your bankruptcy and make you more eligible to lending agencies.
• Fair Debt Collections Practices Act — To control the conduct of collection agencies toward consumers.
• Tax Problems – As an Indiana lawyer & CPA, Joseph B. Cioe, Jr. is uniquely qualified to offer legal representation for clients in disputes or audits with the following entities; IRS, Indiana Department of Revenue and Illinois Department of Revenue. Our law office works with clients to develop payment plans for back taxes, and to submit offers and compromises to the government taxing authorities. We also help people plan such things as when to recognize capital gains, when to buy property and when to depreciate.

Bankruptcy laws are to help or eliminate debt for individuals who get behind and can’t get caught up on their payments. There are some types of debt that cannot be discharged such as if you are keeping a home or car, you will have to continue making payments. To learn more about what debt relief option is best for you, learn more about Chapter 7 and Chapter 13 bankruptcy options on our website. Don't allow lenders, creditors & bill collectors to harass you any longer. Take the leap toward a brighter future for you and your family by contacting Cioe & Wagenblast PC, today!