If job loss, an expensive hospital bill or a costly divorce has caused you to slip into debt, don’t worry you have options. You do not have to feel trapped financially for the rest of your life. An experienced Chapter 7 bankruptcy lawyers at Cioe & Wagenblast PC can help you gain the fresh start you need.
Helping Clients Break Free of Debt
Cioe & Wagenblast PC, has the financial skills & legal knowledge that can help restore your confidence and give you hope. Our knowledge of Chapter 7 bankruptcy law has helped many individuals & families in Indiana get back on their feet for 30 years. Contact Cioe & Wagenblast PC, to learn how he can help you climb out of debt during a free initial consultation.
Filing for Consumer Bankruptcy
Filing for bankruptcy does not mean you have failed in any way. Bankruptcy is not failure, rather than a fresh new start. Bankruptcy is for people who have fallen on hard times through no fault of their own, hardworking providers & parents who realize the need to seek the help they deserve, through legal protections designed with them in mind.
At Cioe & Wagenblast PC, we erase the stigma about bankruptcy that many financially distressed people feel. We will inform you with facts & options that can help you become debt-free. Most importantly, we get results for our clients with Chapter 7 & Chapter 13 bankruptcy methods that work.
What Is the Benefit of Filing for Chapter 7 Bankruptcy?
Chapter 7 is a fresh start bankruptcy strategy that simply discharges unsecured debts and allows people to start over with a clean slate. While Chapter 13 bankruptcy reorganizes debts into a comfortable repayment plan, Chapter 7 bankruptcy does not require regular payments to creditors.
Many people worry about losing their homes, vehicles and other major life possessions after a Chapter 7 filing. If you qualify for Chapter 7 protection through the means test, Cioe & Wagenblast PC, will use their knowledge of Indiana property exemptions to help you retain your property while eliminating the following;
- Medical debts
- Credit card debts
- Other unsecured debts
We can also employ the automatic stay of consumer bankruptcy to stop mortgage foreclosure proceedings, halt the garnishment of your wages, prevent the repossession of your motor vehicle & stop creditor harassment. After filing for Chapter 7 bankruptcy, we can help you establish a fair & accurate credit score report that can make you attractive again to a broad range of lenders and financial institutions.
Contact Our Skilled Debt Relief Attorneys Today
If you are out of a job, unable to pay your bills, or facing the threat of a home foreclosure or wage garnishments, contact our debt relief lawyers today at Cioe & Wagenblast PC, today and let us point you to a brighter tomorrow. Our fees are low and there are no gimmicks or hidden charges. Flexible payment plans are available, and we can accommodate your need for an evening appointment.
Facing a legal issue? Contact us now at (219) 477-6490.